First Time Buyers

If you have never bought a car of your own it can be very scary and intimidating experience. Although with the staff at Car Smart Now you have nothing to worry about, we are prepared to handle your loan application with care, providing you with an enjoyable experience. Don’t get stuck with astronomical interest rates as so many first time buyers oftentimes end up with, causing them to overpay for their vehicle. We help first time buyers enjoy interests rates as low as 7.49%. All that you need is to have worked for your current employer for the last year, or have worked in the same industry for 2 consecutive years. This flexibility works for all professional types, including those that are self-employed.

There are two types of credit you accumulate, smaller loans such as credit cards and larger loans for cars and houses, if you don’t have any credit at all it can be hard to get a loan large enough to buy a decent vehicle. If your loan is too small, you will end up with a less than stellar vehicle, which can amount to the domino effect of high maintenance fees and missed days at work thanks to breakdowns.  Past clients that have had little to no previous credit have enjoyed loans up to $15,000, far more than enough to get a great car that will last many years to come! With years of experience and a close relationships with local lenders, we are able to help first time buyers get the loans that they need at fair rates.

Regardless of your loan size, we have a number of vehicles to select from, in fact we currently have over 200 cars, trucks, SUV’s, and vans in our inventory. We have something for every price range as well, guaranteeing that you find the best deals in town with your newly secured loan! Simply apply online, come on by, or call one of our professional representatives today to get started!